Call report 2004Q4
F & M BANK AND TRUST COMPANY — 2004Q4
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 59,481,000 | USD | evidence → |
| Total loans | 41,969,000 | USD | evidence → |
| Allowance for loan losses | 677,000 | USD | evidence → |
| Securities available for sale | 9,686,000 | USD | evidence → |
| Securities held to maturity | 183,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,446,000 | USD | evidence → |
| Interest-bearing deposits | 36,704,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,742,000 | USD | evidence → |
| Equity capital | 7,817,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,931,000 | USD | evidence → |
| Interest expense | 810,000 | USD | evidence → |
| Net interest income | 3,121,000 | USD | evidence → |
| Noninterest income | 985,000 | USD | evidence → |
| Noninterest expense | 2,811,000 | USD | evidence → |
| Provision for loan losses | 235,000 | USD | evidence → |
| Pretax income | 1,068,000 | USD | evidence → |
| Income tax | 330,000 | USD | evidence → |
| Net income | 738,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,792,000 | USD | evidence → |
| Total capital | 8,346,000 | USD | evidence → |
| Risk-weighted assets | 44,190,000 | USD | evidence → |