Call report 2005Q2
F & M BANK AND TRUST COMPANY — 2005Q2
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 64,316,000 | USD | evidence → |
| Total loans | 47,837,000 | USD | evidence → |
| Allowance for loan losses | 760,000 | USD | evidence → |
| Securities available for sale | 9,398,000 | USD | evidence → |
| Securities held to maturity | 178,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 50,785,000 | USD | evidence → |
| Interest-bearing deposits | 40,194,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,591,000 | USD | evidence → |
| Equity capital | 8,200,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,331,000 | USD | evidence → |
| Interest expense | 545,000 | USD | evidence → |
| Net interest income | 1,786,000 | USD | evidence → |
| Noninterest income | 464,000 | USD | evidence → |
| Noninterest expense | 1,519,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 586,000 | USD | evidence → |
| Income tax | 180,000 | USD | evidence → |
| Net income | 406,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,194,000 | USD | evidence → |
| Total capital | 8,823,000 | USD | evidence → |
| Risk-weighted assets | 50,161,000 | USD | evidence → |