Call report 2004Q3
F & M BANK AND TRUST COMPANY — 2004Q3
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 56,339,000 | USD | evidence → |
| Total loans | 40,494,000 | USD | evidence → |
| Allowance for loan losses | 699,000 | USD | evidence → |
| Securities available for sale | 9,780,000 | USD | evidence → |
| Securities held to maturity | 183,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 45,647,000 | USD | evidence → |
| Interest-bearing deposits | 36,466,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,181,000 | USD | evidence → |
| Equity capital | 7,595,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,856,000 | USD | evidence → |
| Interest expense | 595,000 | USD | evidence → |
| Net interest income | 2,261,000 | USD | evidence → |
| Noninterest income | 742,000 | USD | evidence → |
| Noninterest expense | 2,124,000 | USD | evidence → |
| Provision for loan losses | 158,000 | USD | evidence → |
| Pretax income | 729,000 | USD | evidence → |
| Income tax | 246,000 | USD | evidence → |
| Net income | 483,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,543,000 | USD | evidence → |
| Total capital | 8,081,000 | USD | evidence → |
| Risk-weighted assets | 42,854,000 | USD | evidence → |