Call report 2004Q2
F & M BANK AND TRUST COMPANY — 2004Q2
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 58,171,000 | USD | evidence → |
| Total loans | 38,810,000 | USD | evidence → |
| Allowance for loan losses | 735,000 | USD | evidence → |
| Securities available for sale | 9,662,000 | USD | evidence → |
| Securities held to maturity | 183,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,548,000 | USD | evidence → |
| Interest-bearing deposits | 38,286,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,262,000 | USD | evidence → |
| Equity capital | 7,208,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,878,000 | USD | evidence → |
| Interest expense | 392,000 | USD | evidence → |
| Net interest income | 1,486,000 | USD | evidence → |
| Noninterest income | 482,000 | USD | evidence → |
| Noninterest expense | 1,411,000 | USD | evidence → |
| Provision for loan losses | 106,000 | USD | evidence → |
| Pretax income | 459,000 | USD | evidence → |
| Income tax | 176,000 | USD | evidence → |
| Net income | 283,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,348,000 | USD | evidence → |
| Total capital | 7,872,000 | USD | evidence → |
| Risk-weighted assets | 41,710,000 | USD | evidence → |