Call report 2004Q1
F & M BANK AND TRUST COMPANY — 2004Q1
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 59,563,000 | USD | evidence → |
| Total loans | 39,368,000 | USD | evidence → |
| Allowance for loan losses | 812,000 | USD | evidence → |
| Securities available for sale | 10,253,000 | USD | evidence → |
| Securities held to maturity | 188,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,767,000 | USD | evidence → |
| Interest-bearing deposits | 38,393,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,374,000 | USD | evidence → |
| Equity capital | 7,325,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 949,000 | USD | evidence → |
| Interest expense | 193,000 | USD | evidence → |
| Net interest income | 756,000 | USD | evidence → |
| Noninterest income | 241,000 | USD | evidence → |
| Noninterest expense | 700,000 | USD | evidence → |
| Provision for loan losses | 52,000 | USD | evidence → |
| Pretax income | 253,000 | USD | evidence → |
| Income tax | 86,000 | USD | evidence → |
| Net income | 167,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,231,000 | USD | evidence → |
| Total capital | 7,761,000 | USD | evidence → |
| Risk-weighted assets | 42,112,000 | USD | evidence → |