Call report 2003Q2
F & M BANK AND TRUST COMPANY — 2003Q2
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 58,782,000 | USD | evidence → |
| Total loans | 38,075,000 | USD | evidence → |
| Allowance for loan losses | 775,000 | USD | evidence → |
| Securities available for sale | 12,839,000 | USD | evidence → |
| Securities held to maturity | 188,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 48,471,000 | USD | evidence → |
| Interest-bearing deposits | 39,541,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,930,000 | USD | evidence → |
| Equity capital | 6,819,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,946,000 | USD | evidence → |
| Interest expense | 517,000 | USD | evidence → |
| Net interest income | 1,429,000 | USD | evidence → |
| Noninterest income | 454,000 | USD | evidence → |
| Noninterest expense | 1,343,000 | USD | evidence → |
| Provision for loan losses | 83,000 | USD | evidence → |
| Pretax income | 500,000 | USD | evidence → |
| Income tax | 163,000 | USD | evidence → |
| Net income | 337,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,658,000 | USD | evidence → |
| Total capital | 7,168,000 | USD | evidence → |
| Risk-weighted assets | 40,556,000 | USD | evidence → |