Call report 2003Q1
F & M BANK AND TRUST COMPANY — 2003Q1
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 57,874,000 | USD | evidence → |
| Total loans | 38,415,000 | USD | evidence → |
| Allowance for loan losses | 792,000 | USD | evidence → |
| Securities available for sale | 11,954,000 | USD | evidence → |
| Securities held to maturity | 203,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,793,000 | USD | evidence → |
| Interest-bearing deposits | 40,003,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,791,000 | USD | evidence → |
| Equity capital | 6,575,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 960,000 | USD | evidence → |
| Interest expense | 267,000 | USD | evidence → |
| Net interest income | 693,000 | USD | evidence → |
| Noninterest income | 205,000 | USD | evidence → |
| Noninterest expense | 666,000 | USD | evidence → |
| Provision for loan losses | 39,000 | USD | evidence → |
| Pretax income | 200,000 | USD | evidence → |
| Income tax | 64,000 | USD | evidence → |
| Net income | 136,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,458,000 | USD | evidence → |
| Total capital | 6,972,000 | USD | evidence → |
| Risk-weighted assets | 40,809,000 | USD | evidence → |