Call report 2003Q3
F & M BANK AND TRUST COMPANY — 2003Q3
The 22 measures F & M BANK AND TRUST COMPANY reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 55,615,000 | USD | evidence → |
| Total loans | 37,657,000 | USD | evidence → |
| Allowance for loan losses | 787,000 | USD | evidence → |
| Securities available for sale | 11,523,000 | USD | evidence → |
| Securities held to maturity | 188,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 45,242,000 | USD | evidence → |
| Interest-bearing deposits | 37,788,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,454,000 | USD | evidence → |
| Equity capital | 6,778,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,919,000 | USD | evidence → |
| Interest expense | 726,000 | USD | evidence → |
| Net interest income | 2,193,000 | USD | evidence → |
| Noninterest income | 726,000 | USD | evidence → |
| Noninterest expense | 2,060,000 | USD | evidence → |
| Provision for loan losses | 113,000 | USD | evidence → |
| Pretax income | 788,000 | USD | evidence → |
| Income tax | 247,000 | USD | evidence → |
| Net income | 541,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,857,000 | USD | evidence → |
| Total capital | 7,357,000 | USD | evidence → |
| Risk-weighted assets | 39,724,000 | USD | evidence → |