Call report 2016Q1
OJAI COMMUNITY BANK — 2016Q1
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 220,782,000 | USD | evidence → |
| Total loans | 183,135,000 | USD | evidence → |
| Allowance for loan losses | 2,275,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 6,999,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 174,316,000 | USD | evidence → |
| Interest-bearing deposits | 104,787,000 | USD | evidence → |
| Noninterest-bearing deposits | 69,529,000 | USD | evidence → |
| Equity capital | 19,801,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,308,000 | USD | evidence → |
| Interest expense | 96,000 | USD | evidence → |
| Net interest income | 2,212,000 | USD | evidence → |
| Noninterest income | 161,000 | USD | evidence → |
| Noninterest expense | 1,731,000 | USD | evidence → |
| Provision for loan losses | 125,000 | USD | evidence → |
| Pretax income | 517,000 | USD | evidence → |
| Income tax | 207,000 | USD | evidence → |
| Net income | 310,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,801,000 | USD | evidence → |
| Total capital | 22,106,000 | USD | evidence → |
| Risk-weighted assets | 185,272,000 | USD | evidence → |