Call report 2016Q2
OJAI COMMUNITY BANK — 2016Q2
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 238,968,000 | USD | evidence → |
| Total loans | 196,582,000 | USD | evidence → |
| Allowance for loan losses | 2,401,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 7,000,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 192,056,000 | USD | evidence → |
| Interest-bearing deposits | 119,199,000 | USD | evidence → |
| Noninterest-bearing deposits | 72,857,000 | USD | evidence → |
| Equity capital | 21,055,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,677,000 | USD | evidence → |
| Interest expense | 225,000 | USD | evidence → |
| Net interest income | 4,452,000 | USD | evidence → |
| Noninterest income | 322,000 | USD | evidence → |
| Noninterest expense | 3,440,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 1,084,000 | USD | evidence → |
| Income tax | 431,000 | USD | evidence → |
| Net income | 653,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,055,000 | USD | evidence → |
| Total capital | 23,486,000 | USD | evidence → |
| Risk-weighted assets | 199,055,000 | USD | evidence → |