Call report 2015Q4
OJAI COMMUNITY BANK — 2015Q4
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 213,272,000 | USD | evidence → |
| Total loans | 176,421,000 | USD | evidence → |
| Allowance for loan losses | 2,111,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 6,999,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 177,615,000 | USD | evidence → |
| Interest-bearing deposits | 106,517,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,098,000 | USD | evidence → |
| Equity capital | 19,551,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,656,000 | USD | evidence → |
| Interest expense | 230,000 | USD | evidence → |
| Net interest income | 7,426,000 | USD | evidence → |
| Noninterest income | 610,000 | USD | evidence → |
| Noninterest expense | 5,621,000 | USD | evidence → |
| Provision for loan losses | 546,000 | USD | evidence → |
| Pretax income | 1,869,000 | USD | evidence → |
| Income tax | 743,000 | USD | evidence → |
| Net income | 1,126,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,551,000 | USD | evidence → |
| Total capital | 21,692,000 | USD | evidence → |
| Risk-weighted assets | 178,189,000 | USD | evidence → |