Call report 2015Q3
OJAI COMMUNITY BANK — 2015Q3
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2015Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 197,585,000 | USD | evidence → |
| Total loans | 160,082,000 | USD | evidence → |
| Allowance for loan losses | 1,951,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 6,993,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 164,738,000 | USD | evidence → |
| Interest-bearing deposits | 99,616,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,122,000 | USD | evidence → |
| Equity capital | 18,239,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,487,000 | USD | evidence → |
| Interest expense | 159,000 | USD | evidence → |
| Net interest income | 5,328,000 | USD | evidence → |
| Noninterest income | 460,000 | USD | evidence → |
| Noninterest expense | 4,167,000 | USD | evidence → |
| Provision for loan losses | 343,000 | USD | evidence → |
| Pretax income | 1,278,000 | USD | evidence → |
| Income tax | 512,000 | USD | evidence → |
| Net income | 766,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,239,000 | USD | evidence → |
| Total capital | 20,220,000 | USD | evidence → |
| Risk-weighted assets | 165,712,000 | USD | evidence → |