Call report 2014Q4
OJAI COMMUNITY BANK — 2014Q4
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 165,496,000 | USD | evidence → |
| Total loans | 128,295,000 | USD | evidence → |
| Allowance for loan losses | 1,552,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 5,992,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 143,117,000 | USD | evidence → |
| Interest-bearing deposits | 88,264,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,853,000 | USD | evidence → |
| Equity capital | 15,934,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,809,000 | USD | evidence → |
| Interest expense | 169,000 | USD | evidence → |
| Net interest income | 5,640,000 | USD | evidence → |
| Noninterest income | 520,000 | USD | evidence → |
| Noninterest expense | 5,033,000 | USD | evidence → |
| Provision for loan losses | 309,000 | USD | evidence → |
| Pretax income | 818,000 | USD | evidence → |
| Income tax | 326,000 | USD | evidence → |
| Net income | 492,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,934,000 | USD | evidence → |
| Total capital | 17,516,000 | USD | evidence → |
| Risk-weighted assets | 138,558,000 | USD | evidence → |