Call report 2015Q1
OJAI COMMUNITY BANK — 2015Q1
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 179,067,000 | USD | evidence → |
| Total loans | 138,295,000 | USD | evidence → |
| Allowance for loan losses | 1,674,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 5,993,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 154,856,000 | USD | evidence → |
| Interest-bearing deposits | 87,268,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,588,000 | USD | evidence → |
| Equity capital | 16,026,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,702,000 | USD | evidence → |
| Interest expense | 48,000 | USD | evidence → |
| Net interest income | 1,654,000 | USD | evidence → |
| Noninterest income | 149,000 | USD | evidence → |
| Noninterest expense | 1,385,000 | USD | evidence → |
| Provision for loan losses | 84,000 | USD | evidence → |
| Pretax income | 334,000 | USD | evidence → |
| Income tax | 136,000 | USD | evidence → |
| Net income | 198,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,026,000 | USD | evidence → |
| Total capital | 17,730,000 | USD | evidence → |
| Risk-weighted assets | 148,911,000 | USD | evidence → |