Call report 2014Q3
OJAI COMMUNITY BANK — 2014Q3
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 154,060,000 | USD | evidence → |
| Total loans | 112,647,000 | USD | evidence → |
| Allowance for loan losses | 1,424,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 5,992,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 137,289,000 | USD | evidence → |
| Interest-bearing deposits | 90,617,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,672,000 | USD | evidence → |
| Equity capital | 16,058,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,239,000 | USD | evidence → |
| Interest expense | 130,000 | USD | evidence → |
| Net interest income | 4,109,000 | USD | evidence → |
| Noninterest income | 364,000 | USD | evidence → |
| Noninterest expense | 3,589,000 | USD | evidence → |
| Provision for loan losses | 69,000 | USD | evidence → |
| Pretax income | 815,000 | USD | evidence → |
| Income tax | 327,000 | USD | evidence → |
| Net income | 488,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,723,000 | USD | evidence → |
| Total capital | 17,177,000 | USD | evidence → |
| Risk-weighted assets | 124,715,000 | USD | evidence → |