Call report 2014Q2
OJAI COMMUNITY BANK — 2014Q2
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 154,202,000 | USD | evidence → |
| Total loans | 109,012,000 | USD | evidence → |
| Allowance for loan losses | 1,355,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 5,994,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 136,883,000 | USD | evidence → |
| Interest-bearing deposits | 90,714,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,169,000 | USD | evidence → |
| Equity capital | 16,002,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,728,000 | USD | evidence → |
| Interest expense | 91,000 | USD | evidence → |
| Net interest income | 2,637,000 | USD | evidence → |
| Noninterest income | 227,000 | USD | evidence → |
| Noninterest expense | 2,341,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 523,000 | USD | evidence → |
| Income tax | 210,000 | USD | evidence → |
| Net income | 313,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,549,000 | USD | evidence → |
| Total capital | 16,923,000 | USD | evidence → |
| Risk-weighted assets | 120,334,000 | USD | evidence → |