Call report 2014Q1
OJAI COMMUNITY BANK — 2014Q1
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 147,919,000 | USD | evidence → |
| Total loans | 100,445,000 | USD | evidence → |
| Allowance for loan losses | 1,355,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 5,995,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 131,624,000 | USD | evidence → |
| Interest-bearing deposits | 89,713,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,911,000 | USD | evidence → |
| Equity capital | 15,899,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,341,000 | USD | evidence → |
| Interest expense | 46,000 | USD | evidence → |
| Net interest income | 1,295,000 | USD | evidence → |
| Noninterest income | 95,000 | USD | evidence → |
| Noninterest expense | 1,188,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 202,000 | USD | evidence → |
| Income tax | 80,000 | USD | evidence → |
| Net income | 122,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,327,000 | USD | evidence → |
| Total capital | 16,701,000 | USD | evidence → |
| Risk-weighted assets | 113,021,000 | USD | evidence → |