Call report 2013Q4
OJAI COMMUNITY BANK — 2013Q4
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,922,000 | USD | evidence → |
| Total loans | 96,777,000 | USD | evidence → |
| Allowance for loan losses | 1,355,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 4,994,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 129,704,000 | USD | evidence → |
| Interest-bearing deposits | 89,979,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,725,000 | USD | evidence → |
| Equity capital | 15,876,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,923,000 | USD | evidence → |
| Interest expense | 238,000 | USD | evidence → |
| Net interest income | 4,685,000 | USD | evidence → |
| Noninterest income | 533,000 | USD | evidence → |
| Noninterest expense | 4,374,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 844,000 | USD | evidence → |
| Income tax | 346,000 | USD | evidence → |
| Net income | 498,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,186,000 | USD | evidence → |
| Total capital | 16,539,000 | USD | evidence → |
| Risk-weighted assets | 108,257,000 | USD | evidence → |