Call report 2012Q1
OJAI COMMUNITY BANK — 2012Q1
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 130,998,000 | USD | evidence → |
| Total loans | 74,543,000 | USD | evidence → |
| Allowance for loan losses | 1,431,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,017,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,623,000 | USD | evidence → |
| Interest-bearing deposits | 82,135,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,488,000 | USD | evidence → |
| Equity capital | 14,173,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,273,000 | USD | evidence → |
| Interest expense | 106,000 | USD | evidence → |
| Net interest income | 1,167,000 | USD | evidence → |
| Noninterest income | 115,000 | USD | evidence → |
| Noninterest expense | 1,032,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 250,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 250,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,820,000 | USD | evidence → |
| Total capital | 13,882,000 | USD | evidence → |
| Risk-weighted assets | 84,605,000 | USD | evidence → |