Call report 2012Q2
OJAI COMMUNITY BANK — 2012Q2
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 132,891,000 | USD | evidence → |
| Total loans | 72,992,000 | USD | evidence → |
| Allowance for loan losses | 1,385,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 4,014,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,320,000 | USD | evidence → |
| Interest-bearing deposits | 83,978,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,342,000 | USD | evidence → |
| Equity capital | 14,435,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,530,000 | USD | evidence → |
| Interest expense | 205,000 | USD | evidence → |
| Net interest income | 2,325,000 | USD | evidence → |
| Noninterest income | 247,000 | USD | evidence → |
| Noninterest expense | 2,039,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 533,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 532,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,160,000 | USD | evidence → |
| Total capital | 14,216,000 | USD | evidence → |
| Risk-weighted assets | 84,153,000 | USD | evidence → |