Call report 2011Q4
OJAI COMMUNITY BANK — 2011Q4
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 128,344,000 | USD | evidence → |
| Total loans | 77,204,000 | USD | evidence → |
| Allowance for loan losses | 1,753,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,020,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 114,299,000 | USD | evidence → |
| Interest-bearing deposits | 82,017,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,282,000 | USD | evidence → |
| Equity capital | 13,887,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,050,000 | USD | evidence → |
| Interest expense | 572,000 | USD | evidence → |
| Net interest income | 4,478,000 | USD | evidence → |
| Noninterest income | 440,000 | USD | evidence → |
| Noninterest expense | 3,881,000 | USD | evidence → |
| Provision for loan losses | 490,000 | USD | evidence → |
| Pretax income | 547,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 546,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,457,000 | USD | evidence → |
| Total capital | 13,522,000 | USD | evidence → |
| Risk-weighted assets | 84,527,000 | USD | evidence → |