Call report 2007Q4
OJAI COMMUNITY BANK — 2007Q4
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 45,932,000 | USD | evidence → |
| Total loans | 25,804,000 | USD | evidence → |
| Allowance for loan losses | 336,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 2,495,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,314,000 | USD | evidence → |
| Interest-bearing deposits | 26,803,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,511,000 | USD | evidence → |
| Equity capital | 10,561,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,752,000 | USD | evidence → |
| Interest expense | 858,000 | USD | evidence → |
| Net interest income | 1,894,000 | USD | evidence → |
| Noninterest income | 102,000 | USD | evidence → |
| Noninterest expense | 1,706,000 | USD | evidence → |
| Provision for loan losses | 86,000 | USD | evidence → |
| Pretax income | 204,000 | USD | evidence → |
| Income tax | -243,000 | USD | evidence → |
| Net income | 447,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,561,000 | USD | evidence → |
| Total capital | 10,911,000 | USD | evidence → |
| Risk-weighted assets | 31,691,000 | USD | evidence → |