Call report 2007Q3
OJAI COMMUNITY BANK — 2007Q3
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 42,906,000 | USD | evidence → |
| Total loans | 22,773,000 | USD | evidence → |
| Allowance for loan losses | 284,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,989,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 32,585,000 | USD | evidence → |
| Interest-bearing deposits | 24,932,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,653,000 | USD | evidence → |
| Equity capital | 10,252,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,981,000 | USD | evidence → |
| Interest expense | 604,000 | USD | evidence → |
| Net interest income | 1,377,000 | USD | evidence → |
| Noninterest income | 75,000 | USD | evidence → |
| Noninterest expense | 1,257,000 | USD | evidence → |
| Provision for loan losses | 34,000 | USD | evidence → |
| Pretax income | 161,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 161,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,252,000 | USD | evidence → |
| Total capital | 10,549,000 | USD | evidence → |
| Risk-weighted assets | 28,733,000 | USD | evidence → |