Call report 2008Q1
OJAI COMMUNITY BANK — 2008Q1
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 50,341,000 | USD | evidence → |
| Total loans | 29,001,000 | USD | evidence → |
| Allowance for loan losses | 348,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 2,506,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,779,000 | USD | evidence → |
| Interest-bearing deposits | 29,477,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,302,000 | USD | evidence → |
| Equity capital | 10,501,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 713,000 | USD | evidence → |
| Interest expense | 234,000 | USD | evidence → |
| Net interest income | 479,000 | USD | evidence → |
| Noninterest income | 27,000 | USD | evidence → |
| Noninterest expense | 452,000 | USD | evidence → |
| Provision for loan losses | 114,000 | USD | evidence → |
| Pretax income | -60,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -60,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,501,000 | USD | evidence → |
| Total capital | 10,864,000 | USD | evidence → |
| Risk-weighted assets | 34,846,000 | USD | evidence → |