Call report 2007Q2
OJAI COMMUNITY BANK — 2007Q2
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 40,604,000 | USD | evidence → |
| Total loans | 19,915,000 | USD | evidence → |
| Allowance for loan losses | 260,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 4,981,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 30,401,000 | USD | evidence → |
| Interest-bearing deposits | 21,370,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,031,000 | USD | evidence → |
| Equity capital | 10,149,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,254,000 | USD | evidence → |
| Interest expense | 380,000 | USD | evidence → |
| Net interest income | 874,000 | USD | evidence → |
| Noninterest income | 48,000 | USD | evidence → |
| Noninterest expense | 854,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 58,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 58,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,149,000 | USD | evidence → |
| Total capital | 10,425,000 | USD | evidence → |
| Risk-weighted assets | 25,461,000 | USD | evidence → |