Call report 2006Q1
OJAI COMMUNITY BANK — 2006Q1
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 27,844,000 | USD | evidence → |
| Total loans | 15,451,000 | USD | evidence → |
| Allowance for loan losses | 199,000 | USD | evidence → |
| Securities available for sale | 988,000 | USD | evidence → |
| Securities held to maturity | 6,465,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 17,872,000 | USD | evidence → |
| Interest-bearing deposits | 11,921,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,951,000 | USD | evidence → |
| Equity capital | 9,945,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 441,000 | USD | evidence → |
| Interest expense | 52,000 | USD | evidence → |
| Net interest income | 389,000 | USD | evidence → |
| Noninterest income | 15,000 | USD | evidence → |
| Noninterest expense | 341,000 | USD | evidence → |
| Provision for loan losses | 51,000 | USD | evidence → |
| Pretax income | 12,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 12,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,950,000 | USD | evidence → |
| Total capital | 10,163,000 | USD | evidence → |
| Risk-weighted assets | 18,186,000 | USD | evidence → |