Call report 2006Q2
OJAI COMMUNITY BANK — 2006Q2
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 29,740,000 | USD | evidence → |
| Total loans | 17,157,000 | USD | evidence → |
| Allowance for loan losses | 224,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 4,974,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 19,735,000 | USD | evidence → |
| Interest-bearing deposits | 13,205,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,530,000 | USD | evidence → |
| Equity capital | 9,967,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 948,000 | USD | evidence → |
| Interest expense | 134,000 | USD | evidence → |
| Net interest income | 814,000 | USD | evidence → |
| Noninterest income | 36,000 | USD | evidence → |
| Noninterest expense | 734,000 | USD | evidence → |
| Provision for loan losses | 76,000 | USD | evidence → |
| Pretax income | 30,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 29,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,967,000 | USD | evidence → |
| Total capital | 10,207,000 | USD | evidence → |
| Risk-weighted assets | 19,943,000 | USD | evidence → |