Call report 2005Q4
OJAI COMMUNITY BANK — 2005Q4
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 25,424,000 | USD | evidence → |
| Total loans | 11,752,000 | USD | evidence → |
| Allowance for loan losses | 148,000 | USD | evidence → |
| Securities available for sale | 989,000 | USD | evidence → |
| Securities held to maturity | 6,452,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 15,456,000 | USD | evidence → |
| Interest-bearing deposits | 10,744,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,712,000 | USD | evidence → |
| Equity capital | 9,934,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 837,000 | USD | evidence → |
| Interest expense | 101,000 | USD | evidence → |
| Net interest income | 736,000 | USD | evidence → |
| Noninterest income | 16,000 | USD | evidence → |
| Noninterest expense | 1,614,000 | USD | evidence → |
| Provision for loan losses | 148,000 | USD | evidence → |
| Pretax income | -1,010,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | -1,011,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,938,000 | USD | evidence → |
| Total capital | 10,097,000 | USD | evidence → |
| Risk-weighted assets | 14,006,000 | USD | evidence → |