Call report 2005Q3
OJAI COMMUNITY BANK — 2005Q3
The 22 measures OJAI COMMUNITY BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 26,814,000 | USD | evidence → |
| Total loans | 5,352,000 | USD | evidence → |
| Allowance for loan losses | 85,000 | USD | evidence → |
| Securities available for sale | 992,000 | USD | evidence → |
| Securities held to maturity | 5,439,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 16,759,000 | USD | evidence → |
| Interest-bearing deposits | 11,419,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,340,000 | USD | evidence → |
| Equity capital | 10,031,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 494,000 | USD | evidence → |
| Interest expense | 53,000 | USD | evidence → |
| Net interest income | 441,000 | USD | evidence → |
| Noninterest income | 8,000 | USD | evidence → |
| Noninterest expense | 1,279,000 | USD | evidence → |
| Provision for loan losses | 85,000 | USD | evidence → |
| Pretax income | -915,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | -916,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,033,000 | USD | evidence → |
| Total capital | 10,127,000 | USD | evidence → |
| Risk-weighted assets | 9,486,000 | USD | evidence → |