Call report 2008Q2
CITIZENS SAVINGS BANK — 2008Q2
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 205,543,000 | USD | evidence → |
| Total loans | 177,010,000 | USD | evidence → |
| Allowance for loan losses | 1,569,000 | USD | evidence → |
| Securities available for sale | 5,008,000 | USD | evidence → |
| Securities held to maturity | 911,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 165,646,000 | USD | evidence → |
| Interest-bearing deposits | 143,231,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,415,000 | USD | evidence → |
| Equity capital | 17,250,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,874,000 | USD | evidence → |
| Interest expense | 2,902,000 | USD | evidence → |
| Net interest income | 3,972,000 | USD | evidence → |
| Noninterest income | 478,000 | USD | evidence → |
| Noninterest expense | 3,430,000 | USD | evidence → |
| Provision for loan losses | 164,000 | USD | evidence → |
| Pretax income | 895,000 | USD | evidence → |
| Income tax | 304,000 | USD | evidence → |
| Net income | 591,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,249,000 | USD | evidence → |
| Total capital | 18,818,000 | USD | evidence → |
| Risk-weighted assets | 144,823,000 | USD | evidence → |