Call report 2008Q3
CITIZENS SAVINGS BANK — 2008Q3
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 212,408,000 | USD | evidence → |
| Total loans | 179,573,000 | USD | evidence → |
| Allowance for loan losses | 1,655,000 | USD | evidence → |
| Securities available for sale | 4,434,000 | USD | evidence → |
| Securities held to maturity | 909,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 167,233,000 | USD | evidence → |
| Interest-bearing deposits | 147,029,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,204,000 | USD | evidence → |
| Equity capital | 17,440,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,437,000 | USD | evidence → |
| Interest expense | 4,321,000 | USD | evidence → |
| Net interest income | 6,116,000 | USD | evidence → |
| Noninterest income | 707,000 | USD | evidence → |
| Noninterest expense | 5,220,000 | USD | evidence → |
| Provision for loan losses | 259,000 | USD | evidence → |
| Pretax income | 1,383,000 | USD | evidence → |
| Income tax | 470,000 | USD | evidence → |
| Net income | 913,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,441,000 | USD | evidence → |
| Total capital | 19,096,000 | USD | evidence → |
| Risk-weighted assets | 149,366,000 | USD | evidence → |