Call report 2008Q1
CITIZENS SAVINGS BANK — 2008Q1
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 195,939,000 | USD | evidence → |
| Total loans | 173,930,000 | USD | evidence → |
| Allowance for loan losses | 1,465,000 | USD | evidence → |
| Securities available for sale | 6,495,000 | USD | evidence → |
| Securities held to maturity | 913,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 158,940,000 | USD | evidence → |
| Interest-bearing deposits | 138,351,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,589,000 | USD | evidence → |
| Equity capital | 17,142,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,397,000 | USD | evidence → |
| Interest expense | 1,466,000 | USD | evidence → |
| Net interest income | 1,931,000 | USD | evidence → |
| Noninterest income | 232,000 | USD | evidence → |
| Noninterest expense | 1,645,000 | USD | evidence → |
| Provision for loan losses | 7,000 | USD | evidence → |
| Pretax income | 550,000 | USD | evidence → |
| Income tax | 187,000 | USD | evidence → |
| Net income | 363,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,138,000 | USD | evidence → |
| Total capital | 18,603,000 | USD | evidence → |
| Risk-weighted assets | 139,632,000 | USD | evidence → |