Call report 2007Q4
CITIZENS SAVINGS BANK — 2007Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 192,078,000 | USD | evidence → |
| Total loans | 160,461,000 | USD | evidence → |
| Allowance for loan losses | 1,532,000 | USD | evidence → |
| Securities available for sale | 12,576,000 | USD | evidence → |
| Securities held to maturity | 1,996,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 155,403,000 | USD | evidence → |
| Interest-bearing deposits | 135,273,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,130,000 | USD | evidence → |
| Equity capital | 16,755,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,840,000 | USD | evidence → |
| Interest expense | 5,529,000 | USD | evidence → |
| Net interest income | 7,311,000 | USD | evidence → |
| Noninterest income | 1,065,000 | USD | evidence → |
| Noninterest expense | 6,326,000 | USD | evidence → |
| Provision for loan losses | 86,000 | USD | evidence → |
| Pretax income | 1,964,000 | USD | evidence → |
| Income tax | 608,000 | USD | evidence → |
| Net income | 1,356,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,784,000 | USD | evidence → |
| Total capital | 18,316,000 | USD | evidence → |
| Risk-weighted assets | 132,303,000 | USD | evidence → |