Call report 2005Q3
CITIZENS SAVINGS BANK — 2005Q3
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 160,782,000 | USD | evidence → |
| Total loans | 114,343,000 | USD | evidence → |
| Allowance for loan losses | 1,505,000 | USD | evidence → |
| Securities available for sale | 13,596,000 | USD | evidence → |
| Securities held to maturity | 83,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 145,897,000 | USD | evidence → |
| Interest-bearing deposits | 126,334,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,563,000 | USD | evidence → |
| Equity capital | 13,976,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,691,000 | USD | evidence → |
| Interest expense | 2,468,000 | USD | evidence → |
| Net interest income | 4,223,000 | USD | evidence → |
| Noninterest income | 1,113,000 | USD | evidence → |
| Noninterest expense | 4,037,000 | USD | evidence → |
| Provision for loan losses | 364,000 | USD | evidence → |
| Pretax income | 935,000 | USD | evidence → |
| Income tax | 318,000 | USD | evidence → |
| Net income | 617,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,039,000 | USD | evidence → |
| Total capital | 15,284,000 | USD | evidence → |
| Risk-weighted assets | 99,329,000 | USD | evidence → |