Call report 2005Q4
CITIZENS SAVINGS BANK — 2005Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 176,820,000 | USD | evidence → |
| Total loans | 112,282,000 | USD | evidence → |
| Allowance for loan losses | 1,530,000 | USD | evidence → |
| Securities available for sale | 22,492,000 | USD | evidence → |
| Securities held to maturity | 937,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 162,040,000 | USD | evidence → |
| Interest-bearing deposits | 139,591,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,449,000 | USD | evidence → |
| Equity capital | 14,156,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,217,000 | USD | evidence → |
| Interest expense | 3,404,000 | USD | evidence → |
| Net interest income | 5,813,000 | USD | evidence → |
| Noninterest income | 1,333,000 | USD | evidence → |
| Noninterest expense | 5,364,000 | USD | evidence → |
| Provision for loan losses | 398,000 | USD | evidence → |
| Pretax income | 1,384,000 | USD | evidence → |
| Income tax | 466,000 | USD | evidence → |
| Net income | 918,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,336,000 | USD | evidence → |
| Total capital | 15,623,000 | USD | evidence → |
| Risk-weighted assets | 102,723,000 | USD | evidence → |