Call report 2005Q2
CITIZENS SAVINGS BANK — 2005Q2
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 151,548,000 | USD | evidence → |
| Total loans | 110,890,000 | USD | evidence → |
| Allowance for loan losses | 1,535,000 | USD | evidence → |
| Securities available for sale | 8,189,000 | USD | evidence → |
| Securities held to maturity | 87,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 136,857,000 | USD | evidence → |
| Interest-bearing deposits | 122,660,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,197,000 | USD | evidence → |
| Equity capital | 13,818,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,390,000 | USD | evidence → |
| Interest expense | 1,594,000 | USD | evidence → |
| Net interest income | 2,796,000 | USD | evidence → |
| Noninterest income | 888,000 | USD | evidence → |
| Noninterest expense | 2,677,000 | USD | evidence → |
| Provision for loan losses | 376,000 | USD | evidence → |
| Pretax income | 631,000 | USD | evidence → |
| Income tax | 215,000 | USD | evidence → |
| Net income | 416,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,848,000 | USD | evidence → |
| Total capital | 15,036,000 | USD | evidence → |
| Risk-weighted assets | 94,657,000 | USD | evidence → |