Call report 2005Q1
CITIZENS SAVINGS BANK — 2005Q1
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 149,440,000 | USD | evidence → |
| Total loans | 105,066,000 | USD | evidence → |
| Allowance for loan losses | 1,221,000 | USD | evidence → |
| Securities available for sale | 9,346,000 | USD | evidence → |
| Securities held to maturity | 90,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 135,061,000 | USD | evidence → |
| Interest-bearing deposits | 115,607,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,454,000 | USD | evidence → |
| Equity capital | 13,594,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,134,000 | USD | evidence → |
| Interest expense | 762,000 | USD | evidence → |
| Net interest income | 1,372,000 | USD | evidence → |
| Noninterest income | 240,000 | USD | evidence → |
| Noninterest expense | 1,271,000 | USD | evidence → |
| Provision for loan losses | 21,000 | USD | evidence → |
| Pretax income | 320,000 | USD | evidence → |
| Income tax | 108,000 | USD | evidence → |
| Net income | 212,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,647,000 | USD | evidence → |
| Total capital | 14,773,000 | USD | evidence → |
| Risk-weighted assets | 90,017,000 | USD | evidence → |