Call report 2004Q4
CITIZENS SAVINGS BANK — 2004Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,421,000 | USD | evidence → |
| Total loans | 102,088,000 | USD | evidence → |
| Allowance for loan losses | 908,000 | USD | evidence → |
| Securities available for sale | 9,083,000 | USD | evidence → |
| Securities held to maturity | 96,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 131,534,000 | USD | evidence → |
| Interest-bearing deposits | 119,664,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,870,000 | USD | evidence → |
| Equity capital | 13,436,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,999,000 | USD | evidence → |
| Interest expense | 3,005,000 | USD | evidence → |
| Net interest income | 4,994,000 | USD | evidence → |
| Noninterest income | 954,000 | USD | evidence → |
| Noninterest expense | 4,757,000 | USD | evidence → |
| Provision for loan losses | 109,000 | USD | evidence → |
| Pretax income | 1,082,000 | USD | evidence → |
| Income tax | 354,000 | USD | evidence → |
| Net income | 728,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,442,000 | USD | evidence → |
| Total capital | 14,350,000 | USD | evidence → |
| Risk-weighted assets | 86,455,000 | USD | evidence → |