Call report 2004Q3
CITIZENS SAVINGS BANK — 2004Q3
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 146,279,000 | USD | evidence → |
| Total loans | 99,911,000 | USD | evidence → |
| Allowance for loan losses | 875,000 | USD | evidence → |
| Securities available for sale | 7,206,000 | USD | evidence → |
| Securities held to maturity | 100,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,161,000 | USD | evidence → |
| Interest-bearing deposits | 120,756,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,405,000 | USD | evidence → |
| Equity capital | 13,220,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,907,000 | USD | evidence → |
| Interest expense | 2,246,000 | USD | evidence → |
| Net interest income | 3,661,000 | USD | evidence → |
| Noninterest income | 705,000 | USD | evidence → |
| Noninterest expense | 3,562,000 | USD | evidence → |
| Provision for loan losses | 47,000 | USD | evidence → |
| Pretax income | 757,000 | USD | evidence → |
| Income tax | 257,000 | USD | evidence → |
| Net income | 500,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,220,000 | USD | evidence → |
| Total capital | 14,095,000 | USD | evidence → |
| Risk-weighted assets | 84,765,000 | USD | evidence → |