Call report 2004Q2
CITIZENS SAVINGS BANK — 2004Q2
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 145,219,000 | USD | evidence → |
| Total loans | 97,934,000 | USD | evidence → |
| Allowance for loan losses | 870,000 | USD | evidence → |
| Securities available for sale | 2,439,000 | USD | evidence → |
| Securities held to maturity | 123,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 131,422,000 | USD | evidence → |
| Interest-bearing deposits | 119,688,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,734,000 | USD | evidence → |
| Equity capital | 13,025,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,902,000 | USD | evidence → |
| Interest expense | 1,502,000 | USD | evidence → |
| Net interest income | 2,400,000 | USD | evidence → |
| Noninterest income | 436,000 | USD | evidence → |
| Noninterest expense | 2,336,000 | USD | evidence → |
| Provision for loan losses | 31,000 | USD | evidence → |
| Pretax income | 469,000 | USD | evidence → |
| Income tax | 159,000 | USD | evidence → |
| Net income | 310,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,025,000 | USD | evidence → |
| Total capital | 13,895,000 | USD | evidence → |
| Risk-weighted assets | 83,448,000 | USD | evidence → |