Call report 2004Q1
CITIZENS SAVINGS BANK — 2004Q1
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 143,829,000 | USD | evidence → |
| Total loans | 95,429,000 | USD | evidence → |
| Allowance for loan losses | 935,000 | USD | evidence → |
| Securities available for sale | 2,466,000 | USD | evidence → |
| Securities held to maturity | 130,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,220,000 | USD | evidence → |
| Interest-bearing deposits | 118,925,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,295,000 | USD | evidence → |
| Equity capital | 12,886,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,923,000 | USD | evidence → |
| Interest expense | 748,000 | USD | evidence → |
| Net interest income | 1,175,000 | USD | evidence → |
| Noninterest income | 222,000 | USD | evidence → |
| Noninterest expense | 1,143,000 | USD | evidence → |
| Provision for loan losses | 21,000 | USD | evidence → |
| Pretax income | 233,000 | USD | evidence → |
| Income tax | 79,000 | USD | evidence → |
| Net income | 154,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,886,000 | USD | evidence → |
| Total capital | 13,821,000 | USD | evidence → |
| Risk-weighted assets | 81,418,000 | USD | evidence → |