Call report 2003Q4
CITIZENS SAVINGS BANK — 2003Q4
The 22 measures CITIZENS SAVINGS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 140,305,000 | USD | evidence → |
| Total loans | 96,064,000 | USD | evidence → |
| Allowance for loan losses | 955,000 | USD | evidence → |
| Securities available for sale | 2,461,000 | USD | evidence → |
| Securities held to maturity | 136,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 127,119,000 | USD | evidence → |
| Interest-bearing deposits | 115,369,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,750,000 | USD | evidence → |
| Equity capital | 12,729,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,368,000 | USD | evidence → |
| Interest expense | 3,285,000 | USD | evidence → |
| Net interest income | 5,083,000 | USD | evidence → |
| Noninterest income | 930,000 | USD | evidence → |
| Noninterest expense | 4,343,000 | USD | evidence → |
| Provision for loan losses | 186,000 | USD | evidence → |
| Pretax income | 1,484,000 | USD | evidence → |
| Income tax | 500,000 | USD | evidence → |
| Net income | 984,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,729,000 | USD | evidence → |
| Total capital | 13,684,000 | USD | evidence → |
| Risk-weighted assets | 83,253,000 | USD | evidence → |