Call report 2025Q3
LAKE-OSCEOLA STATE BANK — 2025Q3
The 22 measures LAKE-OSCEOLA STATE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 453,341,000 | USD | evidence → |
| Total loans | 254,170,000 | USD | evidence → |
| Allowance for loan losses | 3,450,000 | USD | evidence → |
| Securities available for sale | 120,304,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 381,911,000 | USD | evidence → |
| Interest-bearing deposits | 289,104,000 | USD | evidence → |
| Noninterest-bearing deposits | 92,807,000 | USD | evidence → |
| Equity capital | 47,546,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,946,000 | USD | evidence → |
| Interest expense | 4,742,000 | USD | evidence → |
| Net interest income | 13,204,000 | USD | evidence → |
| Noninterest income | 1,746,000 | USD | evidence → |
| Noninterest expense | 9,143,000 | USD | evidence → |
| Provision for loan losses | -4,043,000 | USD | evidence → |
| Pretax income | 7,270,000 | USD | evidence → |
| Income tax | 1,387,000 | USD | evidence → |
| Net income | 5,883,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,426,000 | USD | evidence → |
| Total capital | 58,876,000 | USD | evidence → |
| Risk-weighted assets | 296,388,000 | USD | evidence → |