Call report 2025Q4
LAKE-OSCEOLA STATE BANK — 2025Q4
The 22 measures LAKE-OSCEOLA STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 465,668,000 | USD | evidence → |
| Total loans | 258,013,000 | USD | evidence → |
| Allowance for loan losses | 3,433,000 | USD | evidence → |
| Securities available for sale | 125,977,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 393,575,000 | USD | evidence → |
| Interest-bearing deposits | 297,886,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,689,000 | USD | evidence → |
| Equity capital | 48,796,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,972,000 | USD | evidence → |
| Interest expense | 6,264,000 | USD | evidence → |
| Net interest income | 17,708,000 | USD | evidence → |
| Noninterest income | 1,936,000 | USD | evidence → |
| Noninterest expense | 12,686,000 | USD | evidence → |
| Provision for loan losses | -4,011,000 | USD | evidence → |
| Pretax income | 8,019,000 | USD | evidence → |
| Income tax | 1,094,000 | USD | evidence → |
| Net income | 6,925,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,806,000 | USD | evidence → |
| Total capital | 59,239,000 | USD | evidence → |
| Risk-weighted assets | 300,965,000 | USD | evidence → |