Call report 2025Q2
LAKE-OSCEOLA STATE BANK — 2025Q2
The 22 measures LAKE-OSCEOLA STATE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 447,157,000 | USD | evidence → |
| Total loans | 254,752,000 | USD | evidence → |
| Allowance for loan losses | 3,457,000 | USD | evidence → |
| Securities available for sale | 120,754,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 379,615,000 | USD | evidence → |
| Interest-bearing deposits | 293,723,000 | USD | evidence → |
| Noninterest-bearing deposits | 85,892,000 | USD | evidence → |
| Equity capital | 43,800,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,763,000 | USD | evidence → |
| Interest expense | 3,205,000 | USD | evidence → |
| Net interest income | 8,558,000 | USD | evidence → |
| Noninterest income | 1,143,000 | USD | evidence → |
| Noninterest expense | 6,170,000 | USD | evidence → |
| Provision for loan losses | -4,058,000 | USD | evidence → |
| Pretax income | 5,009,000 | USD | evidence → |
| Income tax | 959,000 | USD | evidence → |
| Net income | 4,050,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,662,000 | USD | evidence → |
| Total capital | 57,119,000 | USD | evidence → |
| Risk-weighted assets | 299,581,000 | USD | evidence → |