Call report 2025Q1
LAKE-OSCEOLA STATE BANK — 2025Q1
The 22 measures LAKE-OSCEOLA STATE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 451,202,000 | USD | evidence → |
| Total loans | 263,300,000 | USD | evidence → |
| Allowance for loan losses | 5,042,000 | USD | evidence → |
| Securities available for sale | 121,598,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 388,391,000 | USD | evidence → |
| Interest-bearing deposits | 302,917,000 | USD | evidence → |
| Noninterest-bearing deposits | 85,474,000 | USD | evidence → |
| Equity capital | 39,944,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,878,000 | USD | evidence → |
| Interest expense | 1,644,000 | USD | evidence → |
| Net interest income | 4,234,000 | USD | evidence → |
| Noninterest income | 555,000 | USD | evidence → |
| Noninterest expense | 3,107,000 | USD | evidence → |
| Provision for loan losses | -114,000 | USD | evidence → |
| Pretax income | 1,796,000 | USD | evidence → |
| Income tax | 329,000 | USD | evidence → |
| Net income | 1,467,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,264,000 | USD | evidence → |
| Total capital | 56,209,000 | USD | evidence → |
| Risk-weighted assets | 314,505,000 | USD | evidence → |