Call report 2016Q3
MERIT BANK — 2016Q3
The 22 measures MERIT BANK reported to the FFIEC for 2016Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 102,141,000 | USD | evidence → |
| Total loans | 90,260,000 | USD | evidence → |
| Allowance for loan losses | 1,129,000 | USD | evidence → |
| Securities available for sale | 3,842,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,232,000 | USD | evidence → |
| Interest-bearing deposits | 75,730,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,502,000 | USD | evidence → |
| Equity capital | 9,457,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,708,000 | USD | evidence → |
| Interest expense | 608,000 | USD | evidence → |
| Net interest income | 3,100,000 | USD | evidence → |
| Noninterest income | 2,082,000 | USD | evidence → |
| Noninterest expense | 3,801,000 | USD | evidence → |
| Provision for loan losses | -216,000 | USD | evidence → |
| Pretax income | 1,597,000 | USD | evidence → |
| Income tax | 570,000 | USD | evidence → |
| Net income | 1,027,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,840,000 | USD | evidence → |
| Total capital | 9,938,000 | USD | evidence → |
| Risk-weighted assets | 87,814,000 | USD | evidence → |