Call report 2016Q2
MERIT BANK — 2016Q2
The 22 measures MERIT BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 100,623,000 | USD | evidence → |
| Total loans | 86,025,000 | USD | evidence → |
| Allowance for loan losses | 1,140,000 | USD | evidence → |
| Securities available for sale | 3,851,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,530,000 | USD | evidence → |
| Interest-bearing deposits | 70,419,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,111,000 | USD | evidence → |
| Equity capital | 9,183,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,399,000 | USD | evidence → |
| Interest expense | 387,000 | USD | evidence → |
| Net interest income | 2,012,000 | USD | evidence → |
| Noninterest income | 1,322,000 | USD | evidence → |
| Noninterest expense | 2,486,000 | USD | evidence → |
| Provision for loan losses | -296,000 | USD | evidence → |
| Pretax income | 1,144,000 | USD | evidence → |
| Income tax | 396,000 | USD | evidence → |
| Net income | 748,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,543,000 | USD | evidence → |
| Total capital | 9,592,000 | USD | evidence → |
| Risk-weighted assets | 83,789,000 | USD | evidence → |