Call report 2016Q4
MERIT BANK — 2016Q4
The 22 measures MERIT BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 96,830,000 | USD | evidence → |
| Total loans | 78,815,000 | USD | evidence → |
| Allowance for loan losses | 1,541,000 | USD | evidence → |
| Securities available for sale | 2,485,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,499,000 | USD | evidence → |
| Interest-bearing deposits | 69,833,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,666,000 | USD | evidence → |
| Equity capital | 9,180,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,939,000 | USD | evidence → |
| Interest expense | 832,000 | USD | evidence → |
| Net interest income | 4,107,000 | USD | evidence → |
| Noninterest income | 2,927,000 | USD | evidence → |
| Noninterest expense | 5,335,000 | USD | evidence → |
| Provision for loan losses | 404,000 | USD | evidence → |
| Pretax income | 1,277,000 | USD | evidence → |
| Income tax | 446,000 | USD | evidence → |
| Net income | 831,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,613,000 | USD | evidence → |
| Total capital | 9,553,000 | USD | evidence → |
| Risk-weighted assets | 74,601,000 | USD | evidence → |