Call report 2016Q1
MERIT BANK — 2016Q1
The 22 measures MERIT BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 87,141,000 | USD | evidence → |
| Total loans | 75,854,000 | USD | evidence → |
| Allowance for loan losses | 1,100,000 | USD | evidence → |
| Securities available for sale | 3,824,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 70,126,000 | USD | evidence → |
| Interest-bearing deposits | 61,264,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,862,000 | USD | evidence → |
| Equity capital | 8,653,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,112,000 | USD | evidence → |
| Interest expense | 191,000 | USD | evidence → |
| Net interest income | 921,000 | USD | evidence → |
| Noninterest income | 505,000 | USD | evidence → |
| Noninterest expense | 1,188,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 218,000 | USD | evidence → |
| Income tax | 34,000 | USD | evidence → |
| Net income | 184,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,034,000 | USD | evidence → |
| Total capital | 8,983,000 | USD | evidence → |
| Risk-weighted assets | 75,709,000 | USD | evidence → |